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HealthQuestionnaireType

Variant of the insured-person health questionnaire used for a Swiss pillar 3a (Prosperity 3A) or pillar 3b (Prosperity Plus) offer.

Some distribution partners are enrolled in a reduced-underwriting programme that accepts shorter questionnaires for offers with limited risk coverage. The insurance system supports three underwriting depths — each tied to a different set of mandatory declarations.

The value picked determines which variant of Prosperity3AHealthStatusV2Input or ProsperityPlusHealthStatusV2Input must be populated. When a @oneOf input is used the selected variant key implies the questionnaire type; the enum exists so the questionnaire type stays explicit in tooling, error messages, and future read-side payloads.

enum HealthQuestionnaireType {
  DETAILED
  SIMPLIFIED_DEATH_BENEFIT
  SIMPLIFIED_PREMIUM_WAIVER
}

Values​

HealthQuestionnaireType.DETAILED​

Full detailed health questionnaire. Approximately fifteen declarations covering BMI, existing contracts, aggravated-terms contracts, additional occupational and leisure risks, known diseases in the last ten years, existing disabilities, medication history, hospitalizations, disability annuities, drug or alcohol abuse, smoking, HIV status, and the insured person's attending physician.

This is the questionnaire sent by the legacy insuredPersonsHealthStatus field. Use it when the partner has not enrolled in the simplified-underwriting programme, or when coverage amounts require full underwriting.

HealthQuestionnaireType.SIMPLIFIED_DEATH_BENEFIT​

Simplified two-question questionnaire for offers that only carry a death-benefit rider (no premium-waiver, no disability-annuity).

Requires isHealthy and hasNoMultipleMedicalVisits; the matching *Details string becomes mandatory whenever either declaration is answered negatively.

HealthQuestionnaireType.SIMPLIFIED_PREMIUM_WAIVER​

Simplified questionnaire for offers that include the premium-waiver (premium-exoneration) rider.

Extends the death-benefit questionnaire with a serious-handicap disclosure, a mental-illness disclosure, and BMI data (height and weight). Follow-up *Details strings are mandatory whenever a disclosure is answered negatively.