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LiechtensteinLifeInvestProductConfigurationInput

Configuration for creating an offer for the Liechtenstein Life Invest insurance product.

input LiechtensteinLifeInvestProductConfigurationInput {
absoluteReductionFundAdministrationCost: Float
additionalPayment: MonetaryFractionalAmount!
ageUntilPremiumIsPaid: Int
ageWhenPolicyEnds: Int!
deathCoveragePercentage: Percentage!
investmentStrategy: LiechtensteinLifeInvestInvestmentStrategyInput!
language: LiechtensteinLifeInvestContractLanguage
monthlyPremium: MonetaryFractionalAmount!
premiumDynamicPercentage: Int
premiumMode: Int
startDate: Date!
}

Fields

LiechtensteinLifeInvestProductConfigurationInput.absoluteReductionFundAdministrationCost ● Float scalar

The reduction of the fund administration cost that the customer will have to pay to the broker. The value is between 0 and 1.

_Constraints_:

* Minimal value: 0 * Maximal value: 1

LiechtensteinLifeInvestProductConfigurationInput.additionalPayment ● MonetaryFractionalAmount! non-null scalar

One-time payment the customer would like to pay in when the policy starts.

Amount is specified in the smallest monetary unit (cents for EUR) to avoid floating point math. Example: 1000000 represents €10,000.00

LiechtensteinLifeInvestProductConfigurationInput.ageUntilPremiumIsPaid ● Int scalar

Age until which the customer will pay premiums.

Constraints:

  • Minimum: 18 years
  • Maximum: 85 years
  • Must be greater than start date age
  • Must be at least 5 years from policy start

Default: Same as policy end age

_Constraints_:

* Minimal value: 18 * Maximal value: 85

LiechtensteinLifeInvestProductConfigurationInput.ageWhenPolicyEnds ● Int! non-null scalar

Age at which the policy ends and the customer can withdraw funds.

Constraints:

  • Minimum: 62 years
  • Maximum: 85 years
  • Must be greater than the customer's age at start date

_Constraints_:

* Minimal value: 62 * Maximal value: 85

LiechtensteinLifeInvestProductConfigurationInput.deathCoveragePercentage ● Percentage! non-null scalar

Death benefit percentage above the standard coverage.

The actual payout will be the higher of:

  1. Selected percentage of policy value
  2. Minimum taxable death benefit:
    • First 5 years: 100% of NAV
    • After 5 years: 100% NAV + 10% of paid premiums (decreasing linearly to 0% at policy end)

LiechtensteinLifeInvestProductConfigurationInput.investmentStrategy ● LiechtensteinLifeInvestInvestmentStrategyInput! non-null input

Investment strategy configuration including fund selection, risk level, and sustainability preferences.

LiechtensteinLifeInvestProductConfigurationInput.language ● LiechtensteinLifeInvestContractLanguage enum

Preferred language for contract documents.

Default: DE_DE (German)

LiechtensteinLifeInvestProductConfigurationInput.monthlyPremium ● MonetaryFractionalAmount! non-null scalar

Monthly premium amount.

Amount is specified in the smallest monetary unit (cents for EUR) to avoid floating point math. Example: 10000 represents €100.00

LiechtensteinLifeInvestProductConfigurationInput.premiumDynamicPercentage ● Int scalar

Annual premium increase percentage.

Constraints:

  • Minimum: 1%
  • Maximum: 10%

Omit this field for no annual adjustment.

_Constraints_:

* Minimal value: 1 * Maximal value: 10

LiechtensteinLifeInvestProductConfigurationInput.premiumMode ● Int scalar

Premium payment frequency.

Valid values:

  • 0: Single premium
  • 1: Annual
  • 2: Semi-annual
  • 4: Quarterly
  • 12: Monthly (default)

_Constraints_:

* Must match RegEx pattern: ^(0|1|2|4|12)$

LiechtensteinLifeInvestProductConfigurationInput.startDate ● Date! non-null scalar

When would the customer like to start the payment for the policy. We recommend to use the first of the current month as the default value if there is no specific desired start date.

Member Of

CreateLiechtensteinLifeInvestInput input