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ProsperityPlusGermanyProductConfigurationInput

Configuration for creating an offer for the Prosperity Plus Germany insurance product.

input ProsperityPlusGermanyProductConfigurationInput {
  additionalPayment: MonetaryFractionalAmount!
  ageUntilPremiumIsPaid: Int
  ageWhenPolicyEnds: Int!
  brokerageFeePayoutMethod: BrokerageFeePayoutMethod!
  deathCoveragePercentage: Percentage!
  investmentStrategy: ProsperityPlusGermanyInvestmentStrategyInput!
  language: ProsperityPlusGermanyContractLanguage
  maturityManagement: Boolean
  monthlyPremium: MonetaryFractionalAmount!
  premiumDynamicPercentage: Int
  premiumMode: Int
  premiumWaiver: Boolean
  startDate: Date!
}

Fields​

ProsperityPlusGermanyProductConfigurationInput.additionalPayment ● MonetaryFractionalAmount! non-null scalar​

One-time payment the customer would like to pay in when the policy starts.

Amount is specified in the smallest monetary unit (cents for EUR) to avoid floating point math. Example: 1000000 represents €10,000.00

ProsperityPlusGermanyProductConfigurationInput.ageUntilPremiumIsPaid ● Int scalar​

Age until which the customer will pay premiums.

Constraints:

  • Minimum: 18 years
  • Maximum: 85 years
  • Must be greater than start date age
  • Must be at least 5 years from policy start

Default: Same as policy end age

_Constraints_:

* Minimal value: 18 * Maximal value: 85

ProsperityPlusGermanyProductConfigurationInput.ageWhenPolicyEnds ● Int! non-null scalar​

Age at which the policy ends and the customer can withdraw funds.

Constraints:

  • Minimum: 62 years
  • Maximum: 85 years
  • Must be greater than the customer's age at start date

_Constraints_:

* Minimal value: 62 * Maximal value: 85

ProsperityPlusGermanyProductConfigurationInput.brokerageFeePayoutMethod ● BrokerageFeePayoutMethod! non-null enum​

Method for paying out brokerage fees, which determines the tariff to be used.

ProsperityPlusGermanyProductConfigurationInput.deathCoveragePercentage ● Percentage! non-null scalar​

Death benefit percentage above the standard coverage.

The actual payout will be the higher of:

  1. Selected percentage of policy value
  2. Minimum taxable death benefit:
    • First 5 years: 100% of NAV
    • After 5 years: 100% NAV + 10% of paid premiums (decreasing linearly to 0% at policy end)

ProsperityPlusGermanyProductConfigurationInput.investmentStrategy ● ProsperityPlusGermanyInvestmentStrategyInput! non-null input​

Investment strategy configuration including fund selection, risk level, and sustainability preferences.

ProsperityPlusGermanyProductConfigurationInput.language ● ProsperityPlusGermanyContractLanguage enum​

Preferred language for contract documents.

Default: DE_DE (German)

ProsperityPlusGermanyProductConfigurationInput.maturityManagement ● Boolean scalar​

Option that insurance company checks with the age of 55 of the customer, they may have all assets moved to more secure funds. Default is false.

ProsperityPlusGermanyProductConfigurationInput.monthlyPremium ● MonetaryFractionalAmount! non-null scalar​

Monthly premium amount.

Amount is specified in the smallest monetary unit (cents for EUR) to avoid floating point math. Example: 10000 represents €100.00

ProsperityPlusGermanyProductConfigurationInput.premiumDynamicPercentage ● Int scalar​

Annual premium increase percentage.

Constraints:

  • Minimum: 1%
  • Maximum: 10%

Omit this field for no annual adjustment.

_Constraints_:

* Minimal value: 1 * Maximal value: 10

ProsperityPlusGermanyProductConfigurationInput.premiumMode ● Int scalar​

Premium payment frequency.

Valid values:

  • 0: Single premium
  • 1: Annual
  • 2: Semi-annual
  • 4: Quarterly
  • 12: Monthly (default)

_Constraints_:

* Must match RegEx pattern: ^(0|1|2|4|12)$

ProsperityPlusGermanyProductConfigurationInput.premiumWaiver ● Boolean scalar​

Indicates if the customer wants the option for premium waiver. Default is false.

ProsperityPlusGermanyProductConfigurationInput.startDate ● Date! non-null scalar​

When would the customer like to start the payment for the policy. We recommend to use the first of the current month as the default value if there is no specific desired start date.

Member Of​

CreateProsperityPlusGermanyInput input